It's essentially me lending you money without having to worry about whether or not you pay me back because I've sold the IOU to my brother or my sister.
Women like my grandmother who worked in a bank all her life, and even after she hit that glass ceiling, kept getting up and giving her best every day, without complaint, because she wanted something better for me and my sister.
"The support of the Kenyans has kept me going all this time because I think that without their support it would have been very hard for anybody to continue doing the business, " adds Karanja.
This sounds particularly worrying to mebecause your family and friends might be targeted with ads using your photos or face, without making it clear that Instagram is pushing the ads and not you.
The government can fine me or seize my shipment because an overseas supplier who already has my money decides to ship something without following procedures mandated by the American authorities despite repeated and stringent demands that they adhere to these rules.