首先，请将您的详细投诉以书面形式寄到：南海岸，南丘奇大街，埃塞克斯大厦，收件人为信用卡服务部高级经理，邮编为 Essex SM99 4PL。
To begin with, please detail your complaint in writing to: The Senior Manager, Card Services, Essex House, Southchurch Avenue, Southend-on-Sea, ESSEX SM99 4PL.
小册子分为两部分：第一部分涉及基础课程，第二部分涉及高级课程。
The brochure is divided into two sections, dealing firstly with basic courses and secondly with advanced ones.
“退休观念正在逐渐改变。”德美利证券公司退休事务部高级经理克里斯汀·拉塞尔表示。
"The concept of retirement is evolving," said Christine Russell, senior manager of retirement at TD Ameritrade.
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