我们将强化国家资本标准，使银行能够承受损失，弥补自身风险。

And we will strengthen national capital standards, so that Banks can withstand losses and pay for their own risks.

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新的标准将引入市场价值和以风险为基础的资产负债计量方法，以确定保险公司所必需的资本金持有量。

The new standards will introduce market valuations and risk-based measures of assets and liabilities when determining how much of a cushion insurers need to hold.

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过去二十年里，太多银行家们并没有强化自身的风险管理，而是将低标准的监管资本金条例作为衡量风险的尺度。

Rather than step up their own risk management over the past two decades, too many bankers used weak regulatory capital guidelines as the way to measure risk.

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