这样的情况给予资深干练 (sophisticated) 的银行有很大的诱因在运用 IRB 节省资本费用的情况下发生顾客效果 (clientele effect),亦即会专门授信给高评等客户刻意避开低评等的客户;而较资浅的银行 因使用标准法,两相权衡下接受信用评等较低的客户。
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...al theory) (四) 信号发送理论(information content or signaling hypothesis) (五) 股利的顾客效果(dividend clientele effect) “一鸟在手”理论 “一鸟在手”理论 • 1938年,Williams(威廉姆斯)运用股利贴现模型(Dividend Discount Model)对股利政策进...
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有了正确区分,可以购买正确的产品、拥有更好的广告效果、提高顾客满意度。
With the right segmentation, the right lists can be purchased, advertising results can be improved and customer satisfaction can be increased.
他们提出,可以通过对“相关角色”——供应商,合作者,顾客等等,关系的重新配置来达到这一效果。
This they could do by reconfiguring roles and relationships between “a constellation of actors” —suppliers, partners, customers, and so on.
一位名叫莉兹·科恩的顾客说:“其实我真的特别怕蛇,但这种疗法的实际效果也的确非常出色。”
"I'm actually afraid of snakes, but the therapeutic effects are really good," customer Liz Cohen told Reuters Television as Barak let the snakes loose on her body.
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