诸如史密斯这类批评家认为花旗集团应该拆分。

Critics like Smith believe that Citigroup is worth more split up.

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预计集团将被一块一块拆分出售。

The expectation is that the group will be broken up and sold, bit by bit.

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举例来说，即使监管机构想拆分花旗集团错综复杂的银行控股公司业务，他们也知道这会很难。

Regulators know it would be difficult to break up Citigroup's complex bank holding company operations, for example, even if they wanted to.

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