尽管竞争官员常常对这种分享的冒险行为表示谨慎，互相竞争的银行为处理支付和结算帐户共用一个网络更有效率。

Competition officials are usually wary of such Shared ventures but accept that it is more efficient for rival Banks to band together in one network in order to process payments and settle accounts.

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我在银行有两个帐户，一个是贮蓄帐户，一个是结算帐户。

I have two accounts at my bank. I have one savings account, and one checking account.

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但是这些地下产业依然非常猖獗，居然进行公开的竞赛，看谁可以通过网络犯罪先挣到一百万美元，并向他们的同行间展示其银行帐户结算时的屏幕截图！

Many members of the underground community have public contests to see who can make $1 million off their crime, complete with screen shots of their banks account statements, he said.

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