同时，区域性中小银行经营的失败又具有极强的外部性，可能给区域银行体系和经济带来冲击。
At the same time, the failure of small and medium Banks has strong externalities that it may have an impact on the banking system and economy.
如果这样，银行经营和管理是非常重要的天气如何，他们的危机，这引出一个问题：是银行特别容易失败的治理？
If the way that Banks are run and managed is so important to how they weather a crisis, that begs a question: are Banks particularly susceptible to failures of governance?
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