至于银行服务费方面，受影响的银行客户，据报章的资料，约达50万个户头之多，其中一些持有超过一个的银行户头。

The number of POS Bank and DBS bank account holders affected by the proposed fall-below fee, according to newspaper reports, will reach half a million, some of them holding multiple accounts.

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银行盈利报告中说，商务往来收益以及理财服务费的提高对这个增长的贡献最大。

The biggest contributors to that growth came from higher merchant interchange income and higher wealth management service fees, the bank said in its earnings announcement.

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英格兰银行负责财政稳定的执行理事Andrew Haldane指出，负债就像税收，用更高的服务费减少可支配收入。

As Andrew Haldane, executive director of financial stability at the Bank of England, has pointed out, debt operates like a tax, with higher servicing charges on it reducing disposable income.

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