由于信息不对称,银行可以收取大额的费用,并通过客户支付费用抬高他们自己的收益,而客户在完全不知情的情况下被诱导而承担风险——这是一种寻租形式。
Privy to superior information, banks can charge hefty fees and drive up their own profits at the expense of clients who are induced to take on risks they don’t fully understand—a form of rent seeking.
运用委托——代理理论,产权和交易费用理论,寻租理论论述民营银行的产权优势的成因。
Then it uses the request - proxy theory, the property right and cost of exchange theory, rent-seeking theory to explain the superiority property right.
国有商业银行运营中寻租问题的效应。
The effects of the rent-seeking activities in the running of state-run business banks.
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