钱庄是中国封建社会后期出现的一种金融组织。最初业务主要是货币兑换,后渐增加存款、放款和汇兑业务。到清乾隆年间,钱庄已有相当规模。钱庄大多分布于长江流域及江南各大城市,但钱庄业中心在上海。上海钱庄视资本规模的大小划分为汇划庄(参加钱业公会的钱庄)、非汇划钱庄 (不能参加钱业公会的元、亨、利、贞字号钱庄)。钱庄有独资经营亦有合资经营的,实行无限责任制。
They built a distribution channels for funds. Banknotes that shanghai old-style bank issued were the core of the channel.
买办、洋行、外国银行和上海钱庄因为利益的趋同,迅速结为联盟,在上海形成了一个以庄票为核心的资金流通渠道。
参考来源 - 清代贸易变革与上海钱庄的兴起For realizing transformation into capitalism intention of country, financial policy "balance" inclined to start driving development of modern bank industry and restrain the development of the old-style Chinese private bank.
为了实现国家资本主义化的意图,其金融政策的“天平”开始倾向于推动银行业的发展,抑制钱庄业的发展。
参考来源 - 晚清至民国时期江西银钱业之嬗变Pawnshops, private banks and exchange banks were the main carriers of money market in the forepart of China, which bore the elementary functions of credit, money exchange and transfer in finance.
当铺、钱庄和票号是中国早期金融市场的主要载体,曾经分别承担了金融业的信用、货币兑换和汇兑的基本职能。
参考来源 - 晚清以来济南金融业研究·2,447,543篇论文数据,部分数据来源于NoteExpress
其中有一个人可能开了一种钱庄,工人们可以把钱安全地存放在那里。
It is possible that one of them kept a kind of bank where the workers could keep their money safe.
1871年前后,胡雪岩的事业趋于巅峰,他的阜康钱庄开遍帝国全境,家财数千万两。
Hu reached the pinnacle of his career around the year 1871. At that time his Fukang Banks were prevalent all over the Empire, and he possessed thousands of Liang.
1871年前后,胡雪岩的事业趋于巅峰,他的阜康钱庄开遍帝国全境,家财数千万两。
Around 1871, Hu Xueyan reached the summit of his career, his Fukang Banks blossomed all over the Empire land and his fortune reached tens of millions of taels.
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