金融监管当局是依法对金融业实施监督与管理权的政府机构，是金融业监督和管理的主体。
为确保金融安全，存款保险制度和金融监管当局的审慎监管、中央银行的最后贷款人功能一起构成了一国金融安全网的三大基本要素。
In order to guarantee the safety of the finance, deposit insurance system, prudential supervision and lender-of-last-resort form the three fundamental elements of one nation's financial safety net.
这一风险对经济处于高速发展期的我国，其危害程度更大，我国金融监管当局要积极地研究防范对策，更好地规范和驾驭这一货币形态演变的最新形式。
And this risk does more harm to our country which is in the high speed development period. Therefore, Chinese finance custody authorities should actively research into the defend count…
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