逾期还款是指超过银行规定的最后还款期限，未及时足额将所消费款项存入指定账户的情形。逾期会产生利息和影响征信，严重的会被法院起诉、坐牢。
没有账龄数据，组织可能会继续向已经逾期还款的客户提供信贷。
Without aging data, an organization may continue to grant credit to customers who are already overdue on their payments.
估计按揭贷款拖欠率（逾期还款60日及以上）比2007年同期上涨了54%。
Mortgage-loan delinquency (ratio of borrowers 60 or more days past due) has risen approximately 54 percent from the same quarter of 2007, estimates TransUnion.com.
她的信用分数为780分，没有逾期未还款行为，而且她还用可爱的字眼描述了，作为一名执业护士，她准备如何开始自己的新生活。
She had a 780 credit score, no delinquencies, and wrote a lovely description of how she plans to start a new life as a nurse practitioner.
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