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对于逾期不还贷的借款人，形形色色的放款人明显青睐没收他们的房产。
Lenders of all stripes clearly prefer to foreclose on delinquent borrowers.
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逾期支付的减少，可能将帮助放款人通过减少用于未来贷款损失的储备来维持盈利。
Declining late payments may allow lenders to buttress profit by reducing reserves for future loan losses.
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