由于沉迷于透支费，银行几乎肯定会在这方面抵制新条例，但是联邦监管机构必须采取几项措施来保护公众。

The Banks, which have grown addicted to overdraft fees, will almost certainly resist new regulation in this area. But there are several things that federal regulators must do to protect the public.

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每个月,当你浏览你的月帐单的时候,你应该把这个部分作为 额外消费来支付 .你的信用卡透支了200美元,除此外你需要支付40美元的信用卡基本费.当你要用支票支付债务的时候,你就要写一张240美元的支票.

You also have an expense for that credit card, which has a minimum payment of $40. When you go to write the check to pay for that card, write the check for $240.

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