詹姆斯已经透支到最大额度并把能抵押的都抵押上了。
诉讼中申明美国银行通过银行卡处理次序按照金额从最高到最低，尽可能的最大化透支费用让顾客支付。
The lawsuit claimed that Bank of America processed its debit card transactions in the order of highest to lowest dollar amount so it could maximize the overdraft fees customers paid.
在经济繁荣期，从信用卡接近透支极限的消费者到借债更多的金融公司，整个富裕国家里债务增加，削减债务现在尚处于开头阶段。
Debt rose across the rich world during the boom, from consumers maxing out credit CARDS to financial firms taking on more leverage, and the process of reducing it is still at a very early stage.
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