注：从2000 年开始，表中数据均为债务还本支出。
Note: Since 2000, the data of this form was only the payment for the principal of debt.
高盛(Goldman Sachs)的经济学家认为，消费者的真实自由支配现金流——收入加上所有新获信贷减去旧债还本付息和必需品支出——自从去年年末就开始下降了。
Economists at Goldman Sachs reckon that consumers' real discretionary cashflow-their income plus any new credit minus debt service and spending on essentials-has been shrinking since late last year.
修正条款：贷款协定中的一项条款，它授权借款人在国际收支出现困难时，在一定时限内推迟还本付息。
Bisque clause: clause in loan agreement that entitles a Borrower to postpone payments of interest and principal for limited periods of time in Balance of payments difficulties.
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