新千年一代还希望工作方式灵活，为其家庭生活和个人兴趣留出足够时间。

Millennials also expect a flexible work routine that allows them time for their family and personal interests.

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齐放还进一步要求借款者提供家庭细节，这一点增加了违约的社会压力，因为那(违约)将会令其家人脸面无光。

In Qifang's case, borrowers also provide family details, which increases the social pressure not to default, since that would cause the family to lose face.

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