投机借款人能够从现金流中支付现行利息，但需要通过延期偿还他们的债务来偿还债务本金。
Speculative borrowers can meet current interest payments from cashflows but need to "roll over" their debt in order to pay back the principal.
必须牢牢记住：我们所说的货币是在支付商品和劳务货款或在偿还债务时被普遍接受的任何东西，他与收入和财富是有区别的。
Keep in mind that the money discussed refers to anything that is generally accepted in payment for goods and services or in the repayment of debts and is distinct from income and wealth.
这种荫凉可能包括不必偿还债务、安祥的晚年生活，以及有能力支付子女的大学学费等等。
That shade might include freedom from debts, a secure retirement or the ability to cover the cost of college for your children.
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