除工商企业外，那些拥有自己的房产、稳定的职业，并且有着迅速付款记录的个人也可以获得无抵押贷款。

Besides business firms, many individuals who own their own homes, have steady jobs, and have records of prompt payment also can borrow on an unsecured basis.

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资本金就是他们可以，用作偿付的现金，当…，这是当出现挤兑时，银行可以迅速，变现并且用作支付款项的资产。

Capital is the money that they have to pay out should there be a -its assets that they can quickly liquefy and pay out should there be a run on the bank.

youdao

而不考虑到写一张支票，然后邮寄付款，您可以迅速派从这个网络帐单支付系统。

Instead of having to write a check and then mailing a payment, you can quickly send it from this online bill payment system.

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