不足额保险下，当保险标的由于第三者责任造成保险损失后，保险人在履行赔偿义务的前提下，取得对第三者的代位追偿权。
Under wantage insurance, when the loss is caused by a third party, the insurer gains the indemnity-recovering right of subrogation therefrom, provided that the insurer executed its duty of indemnity.
幸好该货物已按惯常的运作程序在伦敦·莱特保险公司购买足额保险，可以获得赔偿。
Fortunately, the goods were fully insured under our standard policy with Lloyds of London, but in order to make a claim we shall need much more information.
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