其他一些人认为日本的停滞是由于糟糕的资本配置，其原因是日本当局不愿意关闭那些破产的银行，而这些银行也就不愿切断向低效企业的资金供应。
Others have argued that Japan's stagnation was due to poor capital allocation, resulting from a reluctance to close failed Banks, which in turn were unwilling to shut off credit to inefficient firms.
资产结构是企业资本配置的结果，涉及企业资金投放和运营的各环节，综合反映了企业的生产能力。
Assets structure is the result of company's capital allocation, which covers the entire process of the allocation and operation of funds. It reflects the productivity of a company.
通过竞争，可以使商业银行重新配置资金、调整资本结构、提高资产质量。
Through competition, it can make commercial bank relocation funds, adjusting capital construction, exaltation assets quantity.
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