如果X行业相对于其他行业而言的确已经过热，那么它无需任何强制立法来将资本或是工人拒于门外。

Now if the X industry is really overcrowded as compared with other industries it will not need any coercive legislation to keep out new capital or new workers.

youdao

至于其他没有达到要求的银行，在这样一个信贷已经不足的时期，立即强制要求它们提高资本充足率可能只会阻碍它们对企业放贷。

As for other Banks that don't, imposing higher capital ratios on them immediately might only discourage them from lending money to businesses, at a time when credit is already scarce.

youdao

但是强制银行认可损失将会使他们的资本减值。

However, forcing Banks to recognise losses would erode their capital.

youdao