新的标准将引入市场价值和以风险为基础的资产负债计量方法，以确定保险公司所必需的资本金持有量。

The new standards will introduce market valuations and risk-based measures of assets and liabilities when determining how much of a cushion insurers need to hold.

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银行向美国国际集团这样的保险公司支付费用，由后者为其承担自身资产违约的风险，此举使得银行不用按照规制的要求储备部分资本。

Banks paid insurers such as AIG to take on the risk that their assets would default, which saved them having to put capital aside as the regulations required.

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评估资产价值的另一种方法是与可能具有具体资产的保险估价和覆盖范围数据的财务风险管理小组合作。

Note Another approach for valuing assets is to work with the financial risk management team that may have insurance valuation and coverage data for specific assets.

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