但是警告道：如果各家公司更换保险公司，或对条款或保险费用做出巨大调整的话，与现行计划相一致的“溯及既往的祖父保护条款”将不再适用。
but it warned that the grandfathering protection accorded to existing plans will no longer apply if companies switch insurance providers or significantly change the terms or the cost of coverage.
所以要小心，很清楚的条款及费用一转按揭。
So be careful and absolutely clear about the terms and costs of a refinanced mortgage.
买方也应该仔细留意交易的条款及条件，譬如是否要承担额外的运送费用。
Buyers should also pay close attention to the terms and conditions of sale, such as whether there are any hidden extras in the form of delivery costs.
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