许多小型企业经历着从银行贷款难的时期。

Many of them are having a hard time getting loans from Banks.

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农村金融供给不足在我国表现非常突出，农民贷款难就是其例证。

Insufficient rural finance supply was very serious in China. And the peasant's difficulties in getting loans are the best illustration.

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目前，我国为农民提供的金融服务严重不足，农村资金外流严重，农民“贷款难”普遍存在。

At present, China's farmers for the financial services provided by the serious lack of the outflow of capital in rural areas and farmers "loans" widespread.

youdao

The banks weren't willing to lend more than five years because they didn't trust you; they thought things would change and whatever.

银行不愿批准期限超过五年的贷款,因为他们不相信你,他们认为世事难料

耶鲁公开课 - 金融市场课程节选