其中一个是贷款方缺少竞争。

One is the lack of competition among lenders.

youdao

这是贷款方是否放贷最重要的评判因素。

Management is the most important element assessed by money sources.

youdao

美联储对于贷款方的资金有完全追索权。

The Fed has full recourse to the borrowers capital.

youdao

The adverse selection problem, when it comes to borrowers--people who are trying to borrow money -is that if you become a lender -let's say, if you -not talking about becoming a lender.

逆向选择的问题,对于借款方,即希望借到钱的人而言,假如你是贷款方,比方说,如果你...,还是换个说法吧

耶鲁公开课 - 金融市场课程节选