贷款担保是指银行在发放贷款时,要求借款人提供担保,以保障贷款债权实现的法律行为。在贷款事中风险控制方面,银行不愿在小额贷款上投放,有一个重要的原因是银行此类贷款的管理成本较高。而收益并不明显,对于这类贷款,担保机构可以通过优化贷中管理流程,形成对于小额贷后管理的个性化服务,分担银行的管理成本,免去银行后顾之忧。
... FV V FV B T T ) , min( ) , 0 min( FV V FV T ) , 0 max( T T V FV FV 二贷款担保(loan guarantee) 贷款担保是在公司价值VT小于承诺支付FV时, 由担保者支付不足部分(FV - VT),如果公司 价值VT FV,则担保者支付为零。
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... Loancovenants贷款合约 Loanguarantees贷款担保 Loanprincipalrepayments贷款本金偿还 ...
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Credit guarantee business is commonly acknowledged as a high risky business, and loan guarantee for SME bears much more risks.
信用担保业历来是高风险行业,为中小企业提供贷款担保,风险更大。
参考来源 - 中小企业信用担保问题研究The development of Chinese loan security system has gone through three phases, the loan security system in planned economy period, reform and opening period and after the issuing of security law. It has formed a comparatively independent and integral system.
新中国的贷款担保制度的发展经历了三个阶段:计划经济时期的贷款担保制度、改革开放时期的贷款担保制度和《担保法》颁布后的贷款担保制度,已形成一个相对独立而较完整的体系。
参考来源 - 我国贷款担保制度若干法律问题研究The rust part: makes a brief statement of relevant law concepts concemed with the loan guaranty on commodity building sales. At the same time, the author introduces the mortgage on commodity building.
第一部分,就商品房买卖贷款担保的相关基本概念进行了介绍与阐释,为商品房买卖贷款担保问题的分析进行了理论铺垫,并引出了商品房按揭担保的概念。
参考来源 - 商品房买卖贷款担保·2,447,543篇论文数据,部分数据来源于NoteExpress
他要她抵押房子作为贷款担保。
哥本哈根付出了30%的投资成本,并为维斯塔斯等大型涡轮机出口商提供了贷款担保。
Copenhagen covered 30% of investment costs, and guaranteed loans for large turbine exporters such as Vestas.
除直接成本之外,贷款担保还有其他的不良影响。
Apart from their direct costs, loan guarantees have other damaging effects.
Now, if that happens these homes are the collateral to the banks for all these mortgages and we're going to have -and probably do have already--a recession.
如果那种情况发生了的话,这些房子是银行对房屋抵押贷款的唯一担保品,那我们将会面临,-很可能现在正在面临着--经济衰退。
In other words, securities that were themselves backed by subprime loans.
所谓次级债券,就是那些靠次级贷款担保的证券
The FHA is specifically aimed at guaranteeing mortgages for low-income people and it was a vision that Roosevelt had to bring more and more people into owning homes in this country.
联邦住宅管理局专门,为低收入者提供抵押贷款担保,这是罗斯福的一个构想,他希望这个国家能有更多的人,能够住进自己的房子
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