美国抵押贷款银行家协会的报告说，在去年年底，超过10%的美国按揭户已经迟交按揭费或丧失了住房赎回权。

The mortgage Bankers Association reports that more than 10 percent of American mortgage holders were either late in payments or in foreclosure at the end of last year.

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房地美说，其持有或担保的所有单户抵押贷款中，逾期达到90天或更长时间的贷款占到了其中的2.4%。

Freddie said 2.4% of all single-family mortgages it owns or guarantees are 90 days or more overdue.

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德银证券(Deutsche Bank Securities)的分析师预计，到2010年底前，将有2,100万户美国家庭在抵押贷款上的债务超过房屋净值。

Analysts at Deutsche Bank Securities expect 21 million U.S. households to end up owing more on their mortgages than their homes are worth by the end of 2010.

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