如果他们发放一年期的贷款他们应该相应有一年期的存款匹配。

If they make a one-year loan, they must set it off by a deposit fixed for one year.

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中国人民银行负责管理两个不同的基准利率：一年期贷款利率和一年期存款利率。

The PBC administers two different benchmark interest rates: one year lending and one year deposit rate.

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The thirty-year mortgage came in the early 1950s but it seems to have gotten stuck at thirty-year.

0世纪50年代初出现30年期的贷款,这之后期限不再增加

耶鲁公开课 - 金融市场课程节选

The typical -I'm going to talk about the conventional thirty-year mortgage, which has been a standard in the United States ever since the early 1950s.

典型的抵押贷款,我先介绍普通30年期抵押贷款,从20世纪50年代初起,它就是美国抵押贷款的标准期限

耶鲁公开课 - 金融市场课程节选

But if most people who are good borrowers, who know what they're doing, want these, they want a conventional thirty-year mortgage because it will fix a mortgage payment for the rest of the thirty years and you have nothing to worry about.

但是如果大多数人是优质借款人,他们知道自己在做什么,他们会选择普通30年期抵押贷款,因为在剩余的30年时间里,抵押贷款的偿付是固定的,你不需要为它担心

耶鲁公开课 - 金融市场课程节选