按揭贷款占所有贷款的12%。

Mortgage loans account for about 12 per cent of total outstanding loans.

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贷款占gdp比例在三年内倍增，达到了30%左右。

Credit as a share of GDP doubled in about three years to around 30%.

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外资银行还受益于存贷比宽限期，使得它们发放的贷款占存款的比例可以超过规定的75%。

Foreign Banks are also benefiting from a grace period allowing them to make loans beyond the stipulated 75 per cent of deposits.

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You can see that in the early 1950s mortgage debt was only something like 25% of personal consumption expenditure, but now it's up to about 100%.

抵押贷款在20世纪50年代,只占个人消费支出的25%,现在却占到几乎100%

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