根据规定，我们必须调查企业的资信情况、运作情况、贷款偿还能力等其他情况。

According to the regulation, we must make an investigation of the credit standing, the operating state standing, of the enterprise, and the possibility of repayment and so on.

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在美国很少有人知道，正是这些产品为现在已经丧失赎回权的数百万不具备完全偿还能力的购房者提供了廉价贷款。

Little did Americans know that those purchases helped provide inexpensive loans for millions of less-than-creditworthy homebuyers now in foreclosure.

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如果更多的无偿还能力的抵押贷款进行重组而不是取消赎回权，那么放款者和整个经济的状况会好些。

Both lenders and the overall economy would be better off if more delinquent mortgages were restructured rather than foreclosed.

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in such a way that after the rates were raised, they likely couldn't afford to pay the mortgage anymore or they'd be under great stress in trying to do so.

这种“引逗利率，以至于到后来他们没有能力偿还贷款,或者为了还贷给生活造成巨大压力。

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