商业汇票贴现是指商业汇票的持票人，在汇票到期日前，为了取得资金而将票据转让给银行的票据行为。
办理各种汇兑，结算及商业票据贴现业务。
Handle all kinds of remittance, settlement, and discount of commercial bills.
指出信用风险，操作风险及风险回报不对称是商业汇票承兑，贴现业务中的主要风险。
It is pointed out that credit risk? Operational risk and non-symmetry between risk and return are the main risks in commercial accepted bills and discounting business.
设立区域性金融机构；设立西部开发银行。在中观方面应制订区域信贷政策；拓展再贴现业务；
Eskblishing regional financial institution and special bank for the west development working out regional policy for credit and loan and developing rediscount business;
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