（这正是400年前，西班牙经院哲学家们定义的chirographis pecuniarum，仅存在于银行账本上的虚拟货币）。

This is precisely what the Spanish Scholastics termed, over 400 years ago, chirographis pecuniarum, virtual money that only exists in writing in an accounting book.

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但似乎是一种货币危机实际上是更多的银行业危机和经济哲学的冲突。

But what appeared to be a currency crisis was in reality more a banking crisis and a clash of economic philosophies.

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