...还款、甚至违约,尤其以收入不稳定的信用品质较差的 借款人最容易违约,且房价的下跌也使借款人面临「 负权益 ( negative equity ) (注5)的窘境, 因此借款人的违约之机率与总体经济情况息息相关。
基于19个网页-相关网页
负累权益 Incumbrance
负债和权益 LIABILITIES & EQUITY ; LIABILITIES& EQUITY
负债权益总计 Total Liabilities and Equity
负债和权益总额 Total Liabilities & Equity
负债权益交换 debt-equity swap
负债/权益比率 Debt/equity ratio
负债权益比率 Debt-to-Equity ratio ; DER ; debt equity ratio
长期负债权益比率 Long-Term Debt-to-Equity ratio
负债与股东权益之比 debt to net worth
一学派认为,即使在负权益的情况下,如果可以负担还款,大部分房主将不会违约。
One school thinks that, even in cases of negative equity, most homeowners will not default if they can afford the payments.
许多借款人身处严重的负权益中,再次破产率过高。
Many borrowers are too deep in negative equity and the redefault rate is too high.
针对负权益混乱提出的建议不是没有不足之处。但大多数人要求国会采取某些行动。可是国会中期选举前国会几乎是瘫痪状态。
There is no shortage of proposed solutions to the negative equity mess, but most require some action from a Congress that's all but paralysed ahead of Congressional elections.
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