摩根大通将与第一创业证券成立合资公司，并持有该公司33%的股份。
JPMorgan will own 33% of a firm started with First Capital securities.
信贷危机的第一阶段，大部分减记都来自证券，现在失业率一再上升，意味着那些普普通通的信用卡和房贷也会出现坏账。
In the first stages of the credit crisis most write downs came from securities, now rising unemployment means bad debts come from bog-standard credit CARDS and mortgages.
第一个问题的答案是，当证券市场出现下跌，这就告诉每一个人，现在是苦日子。因此消费者和企业就会勒紧裤腰带。
The answer to the first question is that when the stock market goes down, that tells everyone that times are bad, so consumers and businesses tighten their belts.
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