证券化是有两个方面的含义: 从狭义上来讲,它是指传统的银行和储蓄机构的资产(主要是贷款或者抵押物) 被转变成可转让证券的过程。这类证券可能由存款式金融机构也可能由非银行的投资者购买。从广义上讲,证券化就是指近年来各种各样新型可转让票据市场的新发展,如出现在国际金融市场上的票据发行便利的浮动票据等,它们替代着传统银行贷款的作用,是一种借款机制筹资的新工具。这个过程的发展意味着投资者和借款者绕过了银行直接进行商业交易,事实上削弱了银行体系的中介作用。
Asset Securitization in china has breaking the ice just now.
中国的资产证券化刚刚起步。
参考来源 - 信贷资产证券化风险管理的相关研究(研究生论文)·2,447,543篇论文数据,部分数据来源于NoteExpress
律师事务所的安娜·派恩多表示,证券化信托的税收状况也模糊不清。
According to Anna Pinedo of a law firm, there is also fogginess around the tax status of securitization trusts.
证券化使得银行那个从市场中借款。
证券化市场的繁荣与崩溃令人惊叹。
The collateral could be a number of things including mortgages--securitized mortgages that are risky and dangerous assets.
抵押品可是很多种东西,包括抵押贷款-证券化按揭贷款,这种有风险的,危险的资产。
Troubled banks then who have this the problem banks have now is they have these securitized mortgages that they've bought and the homeowners are defaulting on the mortgages now.
于是出于困境中的银行,现在银行的问题在于,他们持有自己买的,证券化按揭贷款,而房屋持有者却,对抵押借款拖欠。
So there's a panic in the market for securitized mortgages - and the price is often very low or if it's they're very hard to market and hard to sell.
所以,在市场上,证券化按揭贷款引起了恐慌,并且价格通常很低或者说如果它,他们很那出售而且对市场不利。
应用推荐