银行业规模经济能够刻画银行业的规模与成本效益的关系，范围经济能够刻画银行业提供多种业务的成本收益状况。
Scale economies of the banking describes the relationship between scale and cost-revenue, while scope economies refers to the cost-revenue when Banks offer sorts of products and operations.
和规模经济不同，范围经济的出现往往并不是厂商刻意追求的结果。
Different from economies of scale, the economies of scope are not often the result that the firm pursues sedulously.
接着本章分析了金融集团存在的经济理论基础：规模经济、范围经济、协同效应和分散风险四个方面。
Then, this chapter analyses economic theoretical foundations in the existence of the financial conglomerates: large-scale production, range economy, coordination effect and risk dispersion.
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