一致的看法是，当一个金融机构的倒闭威胁到经济时，要明确责任。
Consensus has emerged on one point: the need for clear responsibility when the failure of a financial institution threatens the entire economy.
要明确责任主体，层层落实责任，把解释引导工作做到位，一旦出现违法行为要予以依法处置。
The main responsibility must be clear at various levels to implement the responsibility to explain and guide the work been done, or if the offense is to be disposed of according to law.
学困生转化历来是教育工作者研究的课题，对学困生的转化要立足于：明确责任，主动参与；
The transformation of under-achievers is always the tough question for every educator . To solve this kind of problem, we must take hold in the following parts:clear responsibility and participation ;
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