导致股权再融资绩效低下的原因主要为：再融资资金使用的低效、特殊的股权结构和较低的资产负债率。
The main reasons for low performance of equity refinancing are: The low efficiency of capital use, lower rates of assets and liabilities and special ownership structure.
World Acceptance将其大部分资金再融资给其现有客户，发放时间更长月还款额更低的贷款。
World makes much of its money refinancing its existing customers into new loans with longer terms and lower monthly payments.
报告的作者之一Bill Maxted表示，债务的积累—以及迅速再融资如此巨大规模资金的需要—是商业地产前景依旧黯淡的另一原因。
That overhang of debt—and the need to refinance so much of it swiftly—is another reason why the outlook for commercial property remains blighted, says Bill Maxted, one of the authors.
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