实际贷款损失如果大大超过预计的违约损失率会导致银行的自有资本严重损耗。
Large actual loan loss exceeding the estimated LGD could lead to a serious depletion of bank's equity capital.
认为资本收益率的内涵可分为实收资本收益率、自有资本收益率、总资本收益率、经营资本收益率、人力资本收益率。
The author thinks that the intension of capital earnings rate can be divided into paid-up capital, owned capital, total capital, operating capital and human capital.
资本充足率是指银行资本(银行所拥有的永久归银行支配使用的自有资金)与全部风险资产的比例。
Capital ratio, defined as bank's own capital over its total risk assets, is one of the important indicators in bank supervision.
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