carry baggage -- have a weight on one's mind ; become a burden on one's mind ; carry a bundle on one's back ; take on a mental burden
又背包袱 Take on a mental burden
思想上背了包袱 load on one's mind
Don't let it weigh on your mind.
你不要因此背包袱。
《新英汉大辞典》
这意味着它们必须从一开始就谨慎地评估客户风险——不然，当借款人有麻烦时，背包袱的就是自己。
That means they must prudently assess a customer's risk from the outset-or face huge losses when borrowers run into trouble.
youdao
背包袱是一个汉语词语，读音是bēi bāofu，是指有沉重的经济或精神负担。
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