这一点是十分重要的，因为很多人会为了应对紧急事件而从信用卡中借钱，用以避免现金不足而造成的罚款或是在股市低潮期卖掉股票。
This is important because many will borrow on a credit card in an emergency to avoid the penalty of cashing out a c.d. or a selling stock during a down market.
对于重复领取礼品的客户，卡公司保留于其信用卡户口内扣除重领礼品价值的权利，而毋须事先通知。
In case a cardholder has made multiple redemptions, card Centre reserves the right to debit the original price of the gift from the cardholder's account without prior notice.
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