今天，大多数信用卡收取的利率都达到或超过这个水平，而且你要用税后收入来偿还利息。

Today, most credit cards charge that, or more -- and you're paying the interest with after-tax dollars.

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由于现在有这么多的专业基金经理都一动不敢动，而且绝大多数人都深陷恐惧和愤怒，此时的你就应该让你的现金和勇气发挥作用。

With so many professional money managers afraid to act, with most of the public in the grip of fear and anger, you should put your cash and your courage to work.

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在家你都用不了，大多数商家都认为那是支票，而且会告诉你，他们不接受支票付款。

You can't even use them at home, most stores consider them checks and will tell you they don't accept checks.

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