因此，理论上，这个人就能够做一些事情而不其他人被察觉到！
So, theoretically, this person might be able to do something and you wouldn't notice!
银行赚取发行贷款的手续费，而不承担将这些贷款趴在帐上的责任(那会限制他们将钱借给其他人)。
Banks earned fees for originating loans without the burden of holding them on their balance-sheets (which would have restricted their ability to lend to others).
你总是会把这一部分尽力藏起来，而不让其他人知道，甚至也许连家人也不告诉；这正是为什么分享这些东西不是个好主意。
This part is the thing that you always hide from others, even from your family maybe; that's why it sounds like a bad idea to share this too.
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