最紧急的一项是潜伏的抵押贷款，差不多25%的美国家庭都有超过其房屋价值的抵押贷款。

The most urgent item is the festering mass of underwater mortgages. Almost 25% of homeowners with mortgages owe more than their houses are worth.

youdao

例如，2006年底，英国家庭房屋抵押贷款负债相当于可支配收入的126%，而美国仅为104%。

To take one example, at the end of 2006, household mortgage debt was 126 per cent of disposable income, against a mere 104 per cent in the US.

youdao

德银证券(Deutsche Bank Securities)的分析师预计，到2010年底前，将有2,100万户美国家庭在抵押贷款上的债务超过房屋净值。

Analysts at Deutsche Bank Securities expect 21 million U.S. households to end up owing more on their mortgages than their homes are worth by the end of 2010.

youdao