问题不仅局限在商业银行，投资银行和综合性银行。
The problem is not confined to commercial banks, investment banks and universal banks.
保理业务是商业银行的一项新型的、着力拓展的综合性金融业务。
Factoring is a comprehensive financial service which the Commercial banks keep trying to develop.
资产负债管理是商业银行的综合性管理技术。
Asset liability management is one of the comprehensive management technologies for commercial Banks.
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