我们离婚之后，我妻子将申请我们的房子，然后我就可以作为第一套房买主申请贷款，因为我还没有一套写着我自己名字的房产。

After we get divorced, my wife will claim our house so that I can apply for a mortgage as a first-home buyer since I don't have a house under my name.

youdao

Now today, the standard mortgage, which you would probably get when you buy your first house, is not fifteen or twenty--it's thirty years.

今天,标准的抵押贷款,当你买第一套房子时你或许就能得到,期限不是15或者20年,而是30年

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