第一章绪论，主要介绍了国内外对信用风险的研究现状及本文的研究思路。
The fist chapter is introduction and introduces the research on credit risk in and out of our country, and the research route.
其要内容如下：第一章绪论，主要介绍论文研究意义、目的、态度、方法。
The first chapter is the preface which is about the significance, intention, attitude and method of this paper.
本文第1章绪论部分，阐述了这一课题的学术背景和选题意义，并简要介绍了这一课题的研究现状。
Chapter 1 Introduction in this article, elaborate the academic background and significance of topics and gave a briefing on the subject of research.
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