类似的祸因让俄罗斯的环境也不能幸免。

Similar forces are at play with Russia's environment.

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而监管者们则弄错了方向：他们在担心对冲基金，却没有关注真正的祸因——次级抵押贷款。

Regulators, meanwhile, looked the wrong way: they were far more worried by hedge funds than subprime mortgages. That tends to be typical.

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因此，一个天真的出价者即使获胜，十分可能付出太多的钱：这是他的祸因，而最好的避免办法是出价低于拍卖品的价值。

So a naive bidder, if he wins, is most likely paying too much: this is his curse, and it is best avoided by underbidding.

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