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答：工程师并不总是知道医院所在地是否容易发生地震，他们缺乏抗震设计的适当知识。
A: Engineers do not always know how earthquake prone the hospital site is and lack proper knowledge about earthquake-resistant design.
答：无论本地专家的知识和专业技能如何，我都会在现有结构中与他们合作。
A: I work with the local experts and structures regardless of their knowledge and expertise.
答：我认为人们不知道复利的价值是因为一般没人会解释给他们听，并且美国人的金融知识很匮乏。
JAMES SUROWIECKI: I think people don't understand compound interest because typically no one ever explains it to them and the level of financial literacy in the US is very low.
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